My First Home is designed to help make taking that first step on the property ladder a simple and stress free experience. Purchase a new home at only 75% of the full price.

Your first home could be a more expensive or larger home than you thought you could afford. This could mean savings on your monthly mortgage payments.

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Choose our Major Ownership Scheme and pay only 80% of the purchase price of a new home. There is no fixed time limit on the 20% you pay back and we charge no interest on the equity share. This will allow you a lower mortgage, fewer payments and a bigger home than you thought was affordable.

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Mactaggart & Mickel offer the Homebuyer Plan to everyone purchasing a new home. By paying only 80% of the purchase price mortgage rates are lower which could mean fewer payments. The 20% is payable ten years from the date of purchase and is based on the current market value of your home at that time.

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