This exciting scheme is open to all home buyers - not just first time buyers - so if you are a second or third stepper this scheme could help you too. The application process is simple and your Sales Consultant will be happy to guide you through it.
The Scheme provides help of up to 15% towards the purchase price of a home - this could mean you are able to afford a larger home than you first imagined.
*Help to Buy (Scotland) Small Developers New Build Scheme is accepting applications now for new build house purchases with legal completion before the end of March 2022. Applications to the Help to Buy Scheme can be made for homes up to the value of £200,000. T&Cs apply.
To start the process of purchasing your new home with Help to Buy, simply get in touch directly with the Sales Consultant at your chosen development.
For further info on how the new scheme works please go to Link Housing Association
NB before reserving a plot with us using The Scottish Government's Help to Buy (Scotland): Smaller Developers scheme you must first be qualified by Financial Advisors Mortgage Advice Bureau for affordability and to ensure you fit the Help to Buy criteria.
The Scottish Government's Help to Buy (Scotland): Smaller Developers scheme is not available in conjunction with any other offer. Buyers will be required to contribute a minimum 85% of the purchase price of a home through a combination of a mortgage and deposit. A minimum of a 25% mortgage is required to participate. Buyers will be able to obtain assistance from the Scottish Government of up to a maximum of 15% of the purchase price (subject to the maximum permitted threshold price of £200,000). The Scottish Government will hold its equity stake by way of a shared equity agreement with the buyer, secured by way of a second-ranking standard security over the buyer’s title to the property.
Terms and conditions apply. Also subject to mortgage lenders criteria. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.