Have you decided to make 2020 the year you finally buy your first home?
The Scottish Government’s First Home Fund could be exactly what you’ve been waiting for – now is the moment for you to get out of the rental rut, or finally fly the nest! If you’re already picturing your new blinds and wallpaper and starting your wishlist of kitchen gadgets, why not get in touch today to reserve your sparkling new eligible Mactaggart & Mickel home for only £99.
You could be settled into your new place and planning your housewarming party by Spring!
With a fantastic choice of beautifully-finished and walk-in-ready two- and three-bedroom homes at our developments in Denny, Newton Mearns, Ayrshire and Haddington [links to be inserted], you will be spoilt for choice. Our friendly sales consultants are on hand to guide you through the purchase process and offer their expert advice. You will be able to personalise your new home by choosing your kitchen and bathroom fixtures and finishes from our range of options.
To qualify for the First Home Fund, you need to be a first-time buyer, provide a minimum of only 5% deposit of the purchase price and your mortgage must be at least 25% of the purchase price.
The Scottish Government will provide funds of up to 49% (maximum £25,000) of the price of your new home in a shared equity purchase.
For example, if you choose the two-bedroom Drew home at our award-winning development Greenan Views in Doonfoot, you will only need a £8,000 deposit. With the Scottish Government’s contribution, your mortgage will only need to be for 85% of the purchase price, or £135,995.
And the great thing is, you will not need to make any payments to the Scottish Government until you eventually sell your home on and repay their equity share.
Click for more information about the First Home Fund and how you can apply!